Dental Insurance Plans for Seniors

The Importance of Dental Coverage

Dental insurance for seniors in NY matters because Original Medicare doesn’t cover routine dental care. Healthy teeth and gums support overall health, so retirees across Long Island, Westchester, and NYC often add a separate plan for cleanings, exams, and common procedures. Gail Siemer Insurance helps you compare simple options without the jargon.

Our Dental Insurance Options

Choose from individual senior dental plans that cover preventive visits and a portion of basic and major services. Many are PPOs with wide networks across Nassau, Suffolk, and the five boroughs; some bundles include vision and hearing—convenient for retirees who want one card and one bill.

Coverage Highlights

Preventive care (cleanings and exams) is often covered at or near 100%. Basic services like fillings and extractions typically have cost sharing, and major services such as crowns or dentures may be covered at a lower percentage. Some plans include waiting periods—Gail will set expectations and help time enrollment around upcoming dental work.

Choosing a Dental Plan

Confirm your dentist’s network status, review the annual maximum benefit, and weigh the premium against expected use. Gail Siemer Insurance will compare plans for your preferred providers in Huntington, Forest Hills, Bay Ridge, or wherever you visit the dentist most.

Medicare and Dental

Medicare Advantage plans may include dental benefits, but limits can apply. If you rely on Original Medicare—or your Advantage dental is too light—a standalone dental plan can fill the gap so routine care doesn’t get skipped.

Questions Gail Hears Most (Quick Answers)

Smile with Confidence

From Amityville and Garden City to the Upper West Side and Riverdale, Gail Siemer Insurance helps you enroll in dental coverage that keeps preventive care on track and major services more manageable.